Credit Cards with 0% Introductory APR on Purchases

	0% APR Purchase Credit Cards

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Credit Cards with 0% Intro Purchase APR

Apply online for credit cards offering a 0% APR on purchases as an introductory promotion. The credit cards below offer a 0% APR, usually from 6 to 12 months. The 0% APR feature will let you purchase items on the credit card and not incur any finance charges on those purchases during the introductory period. However, most of these cards will still require a minimum payment each month. Be sure to make those, as failure to do so could create a default situation, where the introductory APR will adjust to a higher APR.

All cards are rated by MyRatePlan based on our opinion of the overall value of the offer, factoring in the costs of the card (rates & fees) vs. the card's rewards.

0% on Purchases
0% on Balance Transfers
Other Bonuses

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No Annual Fee

Issuing Bank

All	Bank of America
Chase	Citi
Capital One

Card Type

All	Visa
Mastercard	American Express
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Card Rewards

All Cards	Travel Rewards
Cash Rebates	Shopping Rewards
Car Rebates	Gasoline Rebates

We Found 30 Cards List View Image View

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Clear from American Express®

0% on purchases for up to 12 months; 5.99% on balance transfers for life of the balance

APR: As low as 9.99% Variable
Annual Fee: $0

Our Rating:

A true no fee card: no annual fee, no late fees, no overlimit fees, no balance transfer fees, no cash advance fees. Get a $25 American Express shopping card when you spend $2,500.

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Discover® More^SM Card

0% Intro APR* on purchases & balance transfers for 12 months

APR: 10.99% Fixed
Annual Fee: $0

Our Rating:

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more. Up to 1% Cashback Bonus on all other purchases automatically.

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Miles by Discover® Card

0% Intro APR* on purchases & balance transfers for 6 months

APR: 10.99% Fixed
Annual Fee: $0

Our Rating:

Book travel through any airline, travel agent or online travel site. Double miles on up to $3,000 in travel & restaurant purchases each year; 1 mile per $1 on all other purchases. Unlimited miles that never expire as long as you use your card.

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Citi® Professional^SM Card
with ThankYou^SM Network

0% on purchases for 12 months

APR: 10.99% Variable
Annual Fee: $0

Our Rating:

10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card*. Get 3 reward points for every $1 spent on purchases at restaurants, gas stations; eligible office supply stores & auto rentals; 1% on other purchases.

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0 for 12 Platinum Edition®
Visa® Card

0% on purchases for 12 months

APR: Click for Details
Annual Fee: $0

Our Rating:

Platinum benefits include purchase protection and extended warranty and $250,000 in travel accident insurance.

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Blue from
American Express®

0% interest on purchases for up to 15 months; 4.99% on balance transfers for life of the balance

APR: As low as 8.99% Variable
Annual Fee: $0

Our Rating:

Participate in Membership Rewards Express^sm. Earn one point for every dollar you spend on your Blue card. Low interest rate for those with excellent credit.

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Chase PerfectCard^TM
MasterCard®

0% on purchases & balance transfers for up to 6 months

APR: 10.99% Variable
Annual Fee: $0

Our Rating:

Get a 6% rebate on all gas purchases made during the first 90 days; 3% thereafter. Get 1% rebate on other purchases. Rebates are automatically credited toward future purchases made with the card.

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Chase Flexible Rewards^TM
Platinum Visa®

0% on purchases & balance transfers for up to 12 months

APR: 10.99% Variable
Annual Fee: $0

Our Rating:

A very flexible rewards card. Earn 1 point for every eligible dollar spent. Use points for merchandise, travel, cash back or gift cards.

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Citi® Platinum
Select® Card

0% on purchases & balance transfers* for up to 12 months.

APR: As low as 8.49% Variable
Annual Fee: $0

Our Rating:

One of the best overall credit card offers on the market for those seeking a low interest rate -- both introductory and ongoing.

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Citi® Diamond Preferred® Card

0% on purchases & balance transfers* for up to 12 months

APR: As low as 8.49% Variable
Annual Fee: $0

Our Rating:

One of the lowest interest rates currently available after the introductory period. Your first year has 0% interest on purchases and balance transfers.

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HSBC Weekend Card®

0% on purchases and balance transfers for 12 months

APR: Click for Details
Annual Fee: $0

Our Rating:

Earn a full 2% cash back on every single credit card purchase made on Saturdays and Sundays; 1% other days of the week. No cap on how much cash you can earn.

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Citi® Professional^SM
Cash Card

0% on purchases for 12 months

APR: 9.99% Variable
Annual Fee: $0

Our Rating:

Earn 3% cash back on eligible business purchases made at restaurants, gas stations, certain office supply stores and for auto rentals; 1% on other purchases.

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Chase Platinum Visa® Card

0% on purchases & balance transfers for up to 12 months

APR: 10.99% Variable
Annual Fee: $0

Our Rating:

Enjoy platinum benefits such as free travel services, including auto rental insurance and travel accident insurance.

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Discover® Open Road^SM Card

0% Intro APR* on purchases for up to 6 months & balance transfers for up to 12 months

APR: 10.99% Fixed
Annual Fee: $0

Our Rating:

Full 5% Cashback Bonus® on gas and auto maintenance purchases*. Up to 1% Cashback Bonus on all other purchases automatically.* Unlimited cash rewards that never expire.

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Disney Rewards® Visa®
Card from Chase

0% on purchases & balance transfers for up to 12 months

APR: 10.99% Variable
Annual Fee: $0

Our Rating:

Earn Disney Reward Dollars redeemable at Disney Store, hotels or theme parks. Get a $15 Disney gift card after first purchase. Other Disney theme park benefits, including six month 0% APR on vacation financing.

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Chase Free Cash
Rewards^SM Visa® Card

0% on purchases & balance transfers for up to 12 months

APR: 10.99% Variable
Annual Fee: $0

Our Rating:

Earn 1 point for every dollar in purchases, plus 1,000 bonus points with your first purchase. Choose a $25 check or gift card for each 2,500 points earned.

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Blue Cash® from
American Express

0% interest on purchases for up to 12 months; 4.99% on balance transfers for life of the balance

APR: As low as 8.99% Variable
Annual Fee: $0

Our Rating:

Cash rebates range from 0.5% to 5%, depending on what you buy and your spending with the card. Rebates are higher for everyday purchases at supermarkets, gas stations and drug stores. No limit to cash back you can earn.

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Discover® More^SM Card
- American Flag

0% Intro APR* on purchases & balance transfers for 12 months

APR: 10.99% Fixed
Annual Fee: $0

Our Rating:

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more. Up to 1% Cashback Bonus on all other purchases automatically.

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Discover® More^SM Card
- Clear

0% Intro APR* on purchases & balance transfers for 12 months

APR: 10.99% Fixed
Annual Fee: $0

Our Rating:

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more. Up to 1% Cashback Bonus on all other purchases automatically.

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Discover® More^SM Card
- Wildlife Collection

0% Intro APR* on purchases & balance transfers for 12 months

APR: 10.99% Fixed
Annual Fee: $0

Our Rating:

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more. Up to 1% Cashback Bonus on all other purchases automatically. Choose your Wildlife Card design.

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Discover® More^SM Card
- Monogram

0% Intro APR* on purchases & balance transfers for 12 months

APR: 10.99% Fixed
Annual Fee: $0

Our Rating:

5% Cashback Bonus® in categories that change four times a year. Up to 1% Cashback Bonus on all other purchases automatically. Choose from 10 personalized designs.

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Platinum Edition® Visa® Card

0% on purchases for 15 months

APR: Click for Details
Annual Fee: $0

Our Rating:

Enjoy an extended (15 month) introductory 0% APR and platinum benefits such as purchase protection, extended warranty and travel accident insurance.

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Travel Maximum Rewards^SM
Platinum Edition® Visa® Card

0% on purchases & balance transfers for 6 months

APR: Click for Details
Annual Fee: $0

Our Rating:

Earn 3 points for every dollar spent on air travel and hotels; 1 point for all other purchases. Redeem for travel or merchandise.

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PetRewards^TM Platinum Plus®
Visa® Credit Card

0% on purchases & balance transfers for 6 months

APR: 14.99% Variable
Annual Fee: $0

Our Rating:

Put your pet's picture on your card! Earn points toward pet food discount certificates, veterinary clinic purchases and donations to animal shelters. Get 500 bonus points with your first purchase. Card issued by FIA Card Services, NA.

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Blue Sky from
American Express®

0% interest on purchases for up to 12 months; 4.99% on balance transfers for life of the balance

APR: As low as 8.99% Variable
Annual Fee: $0

Our Rating:

Save on any airline, hotel, cruise or rental car with no blackout dates. Earn 1 point per dollar spent. Rewards start at 7,500 points, which is worth a $100 discount on whatever travel deal you book.

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World of Warcraft Platinum
Edition® Visa® Card

0% on purchases for 6 months

APR: Click for Details
Annual Fee: $0

Our Rating:

Earn Gametime with card purchases. Earn a month of World of Warcraft game time upon first use during the first three billing cycles after your account is opened.

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Virgin Atlantic American Express®
Card - Black

0% on purchases & balance transfers for 6 months

APR: Click for Details
Annual Fee: $90

Our Rating:

20,000 Flying Club bonus miles after your first retail purchase. Earn 3 miles per $1 spent on Virgin Atlantic purchases, 1.5 miles per $1 on retail purchases. Earn up to 15,000 additional bonus miles upon anniversary. Card issued by FIA Card Services, NA.

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Virgin Atlantic American Express®
Card - White

0% on purchases & balance transfers for 6 months

APR: Click for Details
Annual Fee: $49

Our Rating:

12,500 Flying Club bonus miles after your first retail purchase. Earn 3 miles per $1 spent on Virgin Atlantic purchases, 1 mile per $1 on retail purchases. Earn up to 7,500 additional bonus miles upon anniversary. Card issued by FIA Card Services, NA.

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Chase TravelPlus
Visa® Card

0% on purchases & balance transfers for up to 12 months

APR: 14.99% Variable
Annual Fee: $29

Our Rating:

Earn 2 miles per $1 on travel purchases; 1 mile per $ on other purchases. Redeem for airline tickets, cash, gift cards and more. $29 annual fee on rewards program.

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True Earnings^SMfrom
Costco and American Express

0% interest on purchases for 3 months; 1.99% on balance transfers for 6 months

APR: 14.99% Variable
Annual Fee: $0

Our Rating:

Earn cash back: 3% for gasoline & restaurants, 2% for travel, 1% everywhere else including Costco. No annual fee with paid Costco membership. No limit on cash back earned.

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