Best Cell Phone Service in Lafayette, IN

What's the Best Cell Phone Provider in Lafayette, IN

There are just so many options out there when it comes to cell phone plans in Lafayette, IN that you're not going to have to go very far to find one that will work within your budget and make sure you're connected to the world. How much do you actually need and how much do you want to actually spend? You might find a deal that seems way better than the rest, but it could end up being a drain on your wallet compared to another plan that might have all the same limits. Once you locate a good plan, you should go ahead and compare it with as many plans as you can possibly find. You can look at plenty of different cell phone service plans at some of the best prices and check out a variety of different plans right here at MyRatePlan. We're going to help save you money and time so that you get the absolute best plan for the best price.

Types of Cell Phone Plans in Lafayette, IN

If you're like most consumers in Lafayette, IN, you use your cell phone for calls, text messages, and mobile data. That means that when you shop for wireless service, you have to consider the minutes, texts, and data available through each plan.

It's becoming more and more common for people to use their cell phones as their primary or even their only phone. If you've chosen to do the same, then it's even more important to find a plan that suits your needs. Even if you already have a carrier and a plan, it's possible that by looking up other plans you'll find a better deal. When shopping for a wireless plan, you can look for individual, family, or no contract plans.

Individual plans include one phone line for one device, with a set minutes, text message, and data allotment. If you are unmarried with no kids, then you'll probably be looking at an individual plan.

With family plans, you get a phone line for each family member, and each family member can get whatever phone they want. Since there are more phone lines, family plans cost more than individual plans, but they're cheaper on a per-line basis. Family plans may have separate minutes, texts, and data for each family member, or everyone could share those, so check that whatever plan you get has enough of everything.

No contract plans go by many other names, depending on the carrier, including prepaid, pay-as-you-go, and month-to-month plans. You pay for the features you want in advance, and you aren't tied to any contracts. Because of that, phone prices are significantly higher unless you choose a basic phone. You can likely get the latest smartphones on a no contract plan in Lafayette, IN, but expect to pay a premium, or not be able to finance the phone.

Contract plans are almost always for two years, although you can occasionally find a carrier with a one-year option. You pay your phone bill monthly, and must pay for the entire length of the contract. While you can cancel your plan early, you'll end up with an early termination fee. The carrier bases that fee on the amount left on your contract and includes a penalty along with it.

What Wireless Plan Is Best For You in Lafayette, IN?

To determine the type of plan you need, decide how many people you want to have on your plan and the services you need. Carriers break down their plans by the talk, text, and data limits.

If you're looking for the lowest price, look into a contract plan with a limited number of minutes and text messages (probably 400 or less). Keep in mind that you get the most bang for your buck with unlimited plans, and those are best if you talk and text often throughout the day. When you're on a prepaid plan, you deposit money onto your wireless card, and then use that money to buy minutes (by either paying per minute or buying a package of minutes).

It's crucial that you find a plan with enough mobile data. It's rare to find truly unlimited data plans, and carriers in Lafayette, IN typically charge quite a bit for high data use. Data pricing is per megabyte or gigabyte, with gigabytes being more common as data needs have grown. If you go over your data limit, you may get an overage charge or the carrier could throttle (slow down) your data.

Compare Cell Phone Carriers in Lafayette, IN

All the major national carriers (AT&T, Verizon Wireless, T-Mobile, and Sprint) cover Lafayette, IN. The city also has alternate, smaller carriers, referred to as MVNOs, available. The MVNOs use the larger carriers' networks, so coverage is still strong when you go with a smaller carrier.

AT&T has been one of the nation's largest wireless providers for decades. The carrier has all the plan options listed above, including individual, family, contract, and no contract plans.

Verizon Wireless has the same types of plans, with a slightly different selection process. The first thing you do with Verizon Wireless is choose your prepaid plan (if you're going no-contract) or your shared data plan, with each plan offering a different data limit. An individual or a family can make use of a shared data plan through Verizon Wireless, and each of those plans include unlimited minutes and text messages.

Sprint has the usual individual, family, and prepaid plans, but it separates itself from the pack with its unlimited data option. Unlike other carriers that throttle your data, Sprint has a real unlimited 4G LTE plan called Unlimited Freedom. It also has a unique type of family plan for friends and family, called the Better Choice Plan.

T-Mobile has nothing but no-contract plans, and chose to call itself the 'uncarrier' because of that. Offering both individual and family plans under its T-Mobile ONE and Simple Choice plans, the carrier offers customers unlimited minutes and text messages, with data throttled at different limits depending on the plan you choose.

Use the MyRatePlan cell phone plan comparison tool above to compare different carriers and plans with service in Lafayette, IN. We also include other smaller carriers (those aforementioned MVNOs) so you can see what every carrier offers.