Best Cell Phone Service in Lincoln, IA

What's the Best Cell Phone Provider in Lincoln, IA

There are just so many options out there when it comes to cell phone plans in Lincoln, IA that you're not going to have to go very far to find one that will work within your budget and make sure you're connected to the world. How much do you actually need and how much do you want to actually spend? You might find a deal that seems way better than the rest, but it could end up being a drain on your wallet compared to another plan that might have all the same limits. Once you locate a good plan, you should go ahead and compare it with as many plans as you can possibly find. You can look at plenty of different cell phone service plans at some of the best prices and check out a variety of different plans right here at MyRatePlan. We're going to help save you money and time so that you get the absolute best plan for the best price.

Types of Cell Phone Plans in Lincoln, IA

Residents of Lincoln, IA typically look for plans that fit their talking and texting needs. They want a plan that has enough talk and text time, as well as reliable data coverage if they aren't using Wi-Fi. When you are choosing wireless service, you should consider how much talk, text, and data you need per month.

Many people now depend on their cell phone plan for all of their communication needs. If this is the case, it is important to have a plan that fits every need that you have. Use MyRatePlan to look up different carriers and their plans to see how much money you could save with each. If you already have a wireless plan, price match with other companies to see if you could get a better rate. When looking for wireless plans, you will come across three main categories: individual, family, and no contract plans.

Individual plans, also known as single line plans, will only give you one line that has one rate for everything: talk, text and data. No other phone plans or devices will be part of this plan. This is perfect when you don't have children or a spouse that you need to add on.

If you need a phone for the different members of your family, then a family plan may be right for you. These types of plans offer a mix of options and devices that are more expensive than a single plan, but still cheaper when you need to have two or more lines. Most family plans offer shared minutes and text messages, as well as a shared data plan. Just remember to purchase a service that will allow everyone the coverage that they need.

No contract plans are also known as prepaid or pay-as-you-go plans. These types of cell phone plans are much more flexible when it comes to pricing and payments. Many people remember these plans as the cheap phones that you would buy along with a card, but nowadays these cell phone plans offer many of the greater smartphones and better service. Most department stores in Lincoln, IA offer prepaid cell phones that you can buy and start using right away. You can also use MyRatePlan's prepaid plan finder and order a prepaid or pay-as-you-go SIM card. You will only have to pay for what you actually need, but additional fees could apply. However, you will never be bound to a contract.

When you purchase a contract plan, you may have to sign up for a two-year plan, although there are carriers that still offer one-year plans. You can pay every month for both the plan and a new cell phone, but you have to keep up your payments for the whole length of the contract. In order to terminate the contract, you will have to pay an early termination fee, which could cost hundreds of dollars, along with any penalties. However, most carriers offer no contract plans only nowadays.

Best Wireless Plan For Your Needs in Lincoln, IA

To narrow down your cell phone plan options, decide whether the plan is for just you or for multiple people, and if you're willing to sign a contract. Then, you can look through each carrier's plan options, which are separated by their minutes, texts, and data.

If you're okay with limiting your minutes and texts to about 400 or possibly even less, then you can score some of the cheapest contract plans. However, if you use your phone that much for talking and texting, you should go with an unlimited plan, as that gives you the most for your money and prevents overages. Prepaid plans are different, as you have to put money on your prepaid wireless card, and then buy minutes, texts, or data with the card.

Unlimited talk and text plans were once expensive, but now those are standard features on many plans, making data limits the biggest factor in deciding between plans. There aren't very many unlimited data plans, but they do exist and can be had in Lincoln, IA. Data plan pricing goes by megabytes or gigabytes. If you go over your allotted data, there may be overage charges, or your carrier could just charge you for the next tier of data service.

Compare Cell Phone Plans in Lincoln, IA

The major national carriers, which are AT&T, Verizon Wireless, T-Mobile, and Sprint, all cover Lincoln, IA. In addition, there are also smaller carriers, which are called MVNOs, that operate on the networks of those larger carriers.

AT&T has long been among the largest wireless providers. Its plan lineup includes all the standard options: individual, family, and no contract plans.

Verizon Wireless has the same lineup of plans, but with this carrier, you start by selecting either a prepaid plan or a shared data plan for a specific amount of data. An individual or a family can use any of this carrier's shared data plans, which all include unlimited talk and text.

Sprint has the standard plans available, but it also has a new family plan option known as the Better Choice Plan, which is unique in that it's available for friends and family. Another way Sprint stands out is its unlimited 4G LTE data plan, which is truly unlimited and doesn't have any throttling or overages.

T-Mobile refers to itself as the 'uncarrier' because it only offers no-contract plans for individuals and families. Its plans are called T-Mobile ONE and Simple Choice. They all have unlimited talk and text, and you choose the amount of data you want (if you exceed your plan's data limit, T-Mobile may throttle your data).

The major carriers have a strong lineup of plans, but there are plenty of other great cell carriers that have service and coverage in Lincoln, IA. We include cell phone plans from the MVNOs alongside plans from the largest carriers on our cell phone plan comparison tool that you can find above.