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Submitted by
Logan Abbott
on Thu, 2008-03-20 07:15
I received a letter from my mortgage company earlier in the week that contained a fascinating proposal. If I were to take my monthly mortgage payment and pay half of it every two weeks, I could pay off my mortgage six years early, and save tens of thousands of dollars in interest.
By itself, this isn’t such a bad idea. The reason it works is that by paying every two weeks, you end up making 13 full mortgage payments a year, instead of 12. This accelerates your repayment of principal.
Submitted by
Logan Abbott
on Thu, 2008-03-20 06:59
The Federal Reserve sharply cut the Fed Funds Rate by 0.75% earlier this week, leading to a corresponding decrease in the prime rate. Most credit card interest rates are tied to the prime rate, so carrying a balance on these cards just got a lot cheaper.
If you don't have a variable rate credit card, now might be a good time to check one out.
Submitted by
Logan Abbott
on Fri, 2008-02-22 08:53
Unlimited cell phone rate plans have arrived! Here is a recap of the major carrier options (unlimited items in parentheses), along with our comments on these new plans:
Submitted by
Logan Abbott
on Thu, 2008-02-07 07:53
A top 10 list of Valentine-colored cell phones for 2008:
Black Cherry Chocolate (Verizon): Part phone, part music player, this slider phone has touch-sensitive navigation keys, GPS, a megapixel camera and video capture.
Submitted by
Logan Abbott
on Wed, 2008-01-30 13:00
Ilyce Glink, syndicated columnist of “Real Estate Matters” and best-selling author of several books for the prospective home buyer or seller has just launched a new video-centric website of
Submitted by
Logan Abbott
on Tue, 2008-01-29 00:00
Cell phones are now available in a rainbow of colors; at this time of year red or pink seem like a good idea, and there are plenty of options to choose from. If you'd like to go red or pink for your honey, but not for yourself, check out how to get a family plan with two different phones:
Submitted by
Logan Abbott
on Thu, 2008-01-24 16:12
Capital One has launched a series of “No Hassle” mileage cards that award bonus miles for various types of spending. Instead of earning 1 mile for each dollar spent, you can earn multiple miles for each dollar spent. There are bonus mileage cards for Gas Purchases, Travel & Entertainment, Travel & Gas, Electronic Stores, Dining & Travel, Retail Stores (including wholesale clubs) and Home Improvement.
Submitted by
Logan Abbott
on Thu, 2008-01-24 10:23
Save $240 ($20/month for 12 months) on most packages, plus get 30 premium movie channels free for 3 months. This is probably one of the most attractive DIRECTV offers ever, so if you’ve been thinking about
Submitted by
Logan Abbott
on Thu, 2008-01-24 10:20
The Federal Reserve unexpectedly cut the Fed Funds Rate by 0.75% earlier this week, leading to a corresponding decrease in the prime rate. Most credit card interest rates are tied to the prime rate, so carrying a balance on these cards just got a lot cheaper.
If you don’t have a variable rate credit card, now might be a good time to check one out.
Submitted by
Logan Abbott
on Wed, 2008-01-09 10:57
Most carriers raised their text messaging charges from 10 to 15 cents in 2006; Sprint raised another 5 cents in 2007 and now Verizon has joined them at 20 cents each.
These seem like excessive increases in a country with 3% inflation but the idea here is to push all but the most casual texters to a monthly plan. If you send/receive just one text or IM per day, you’ll most likely be better off on a bundled plan. You can sign up for a bundle when purchasing a new rate plan. For existing customers of a carrier, contact them directly to change your text messaging plan.
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